School-wide publications
Permanent URI for this collectionhttps://dspace.njala.edu.sl/handle/20.500.144402/177
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Item Moderating the Impact of E-Commerce Challenges on Adoption: Examining the Moderating Role of General Business Experience in Western, Sierra Leone SMES(2024-04-12) Monson, Fred Konneh SongaPurposes The study seeks to examine how SMEs in the Western Area are impacted by e-commerce adoption challenges. Moderating role of general business experience. Research methodology Descriptive and inferential statistics were used in the study's quantitative research methodology to reveal complex patterns and relationships. Respondents to a web-based survey using respondent-driven sampling included consultants, IT professionals, and business owners. Underlying patterns and model structure were identified using the Partial Least Square (SEM PLS) method of structural equation modeling in conjunction with path analysis and exploratory factor analysis. Conclusion The study reveals a strong positive relationship between e-commerce challenges and adoption rates, with higher challenge levels leading to higher adoption rates. Improved business experiences moderate the impact of e-commerce obstacles. The study emphasizes the importance of addressing e-commerce challenges and utilizing business experience to promote adoption among SMEs in Western Sierra Leone. Policy implication This paper highlights the need for improved infrastructure, technology accessibility, and digital literacy for SMEs in Western Sierra Leone, recommending specialized training, evidence-based policies, and a comprehensive strategy.Item A bibliometric analysis of financial inclusion and economic uncertainty in developing economies (2002-2025)(The University of Dodoma, 2026-06-30) Monson, Fred Konneh SongaThis bibliometric analysis examines financial inclusion and economic uncertainty in developing economies between 2002 and 2025. Despite growing attention to financial inclusion, there is still a lack of comprehensive bibliometric analysis examining its relationship to economic uncertainty in developing economies. The bibliometric analysis follows the PRISMA 2020 guidelines and assesses 506 articles retrieved from the Web of Science Core Collection covering the period from 2002 and mid-2025, analysed using the Bibliometrix R package. Given the partial coverage of 2025, publication trends for that year should be interpreted with caution. Key findings show: (i) a rise in academic interest and significant contributions from a range of publications, authors, and institutions. (ii) Asian institutions are becoming more dominant in knowledge production; and (iii) despite regional heterogeneity in developing economies, there is a trend towards decontextualised analyses. This study calls for more empirical evidence examining financial inclusion and economic uncertainty within individual developing countries to provide context specific policy direction. The results encourage policymakers to create integrated financial inclusion plans that concurrently tackle digital revolution, economic uncertainty, and regional inequalities in emerging countries.
